AnswerThe median US household has $216,100 in net worth. You need about $2,540,000 to be in the top 10% and about $16,270,000 to be in the top 1%.
Source: Federal Reserve Survey of Consumer Finances 2025 (released October 9, 2026), household net worth in 2025 dollars
Net Worth Percentile by Dollar Amount
Where a net worth from $25,000 to $25 million ranks among all US households. Open an amount for the breakdown by age and income, who has about that much, what it can support and how long it takes to build.
| Net worth | Percentile | Share of households above | Compared with the median |
|---|---|---|---|
| $25,000 | 24th | 76% | 12% of the median |
| $50,000 | 29th | 71% | 23% of the median |
| $100,000 | 37th | 63% | 46% of the median |
| $150,000 | 43rd | 57% | 69% of the median |
| $200,000 | 48th | 52% | 93% of the median |
| $250,000 | 53rd | 47% | 1.2 times the median |
| $300,000 | 57th | 43% | 1.4 times the median |
| $400,000 | 62nd | 38% | 1.9 times the median |
| $500,000 | 67th | 33% | 2.3 times the median |
| $600,000 | 70th | 30% | 2.8 times the median |
| $750,000 | 74th | 26% | 3.5 times the median |
| $1 million | 78th | 22% | 4.6 times the median |
| $1.5 million | 85th | 15% | 6.9 times the median |
| $2 million | 88th | 12% | 9.3 times the median |
| $2.5 million | 90th | 10% | 12 times the median |
| $3 million | 92nd | 8% | 14 times the median |
| $4 million | 94th | 6% | 19 times the median |
| $5 million | 95th | 5% | 23 times the median |
| $6 million | 96th | 4% | 28 times the median |
| $7 million | 97th | 3% | 32 times the median |
| $8 million | 97th | 3% | 37 times the median |
| $10 million | 98th | 2% | 46 times the median |
| $15 million | 99th | 1% | 69 times the median |
| $20 million | 99.3rd | 0.7% | 93 times the median |
| $25 million | 99.5th | 0.5% | 116 times the median |
Net worth is assets minus debts. Percentiles are interpolated from the SCF 2025 distribution; amounts above about $16 million fall in the top 1%, where survey estimates carry more sampling error and the very wealthiest households are not included.
Frequently asked questions
- What net worth puts you in the top 10% in the US?
- In the Federal Reserve's SCF 2025, a household needs about $2,540,000 in net worth to be in the top 10%, about $4,940,000 for the top 5% and about $16,270,000 for the top 1%.
- What is the median net worth in the US?
- The median US household net worth is $216,100 in the SCF 2025, half of households have less and half have more. The mean is $1,232,000 because a small number of very wealthy households pull the average up.
- Is net worth percentile the same at every age?
- No. Net worth rises steeply with age, so the same amount ranks much higher for a 30-year-old than for a 60-year-old. Each amount page shows the percentile by age group and by age and household income.
Use this data
The percentile tables behind these pages (25th, median, 75th, 90th and 99th percentile by age group and by age and household income, in 2025 dollars) are available as a CSV. Please link back if you use it.
Cite as:CompoundLadder, “Net worth percentile by dollar amount” (2026), computed from the Federal Reserve Survey of Consumer Finances 2025. https://www.compoundladder.com/net-worth-percentile/amount
Want your own number? Use the net worth percentile calculator or see the full table by age and income.
Methodology & data sources
Calculations on this page use benchmarks from US federal statistical agencies. Percentile breakpoints are interpolated linearly between tabulated cells. Figures are in the dollars of each dataset's reference year unless noted. Numbers are educational estimates, not personalized financial advice.
Net worth figures come from the Federal Reserve SCF 2025 (2025 dollars). Age medians match the Fed's published tables; the age × income cells are computed from the public microdata, and cells with fewer than about 100 sampled families are noisy. Full methodology.
Not financial advice. Figures are estimates from a sample survey and carry sampling error. Percentiles, age and income cuts and household profiles are our own calculations from the public SCF 2025 data.