AnswerIn South Dakota, a middle-class household earns roughly $51,500 to $153,800 per year — bracketing the state median household income of $76,900.

Middle-class range: $51,500 – $153,800 · State median: $76,900

Source: US Census Bureau, American Community Survey 2024 1-Year Estimates · Pew Research Center methodology (0.67× to 2× median)

ACS 2024 · Midwest

Middle Class Income in South Dakota (2026)

What it takes to count as middle class in South Dakota— anchored to the state's ACS 2024 median household income and the Pew Research Center's 0.67×-to-2× framework. Most populous city: Sioux Falls.

By Yi LiuIndependent personal-finance researcherUpdated Methodology & sources
Quick answer

In South Dakota, a household is middle class in 2026 if it earns between $51,500 and $153,800 per year, bracketing the state median of $76,900. That is the Pew Research Center's 0.67×-to-2× window applied to US Census Bureau ACS 2024 data — 5.8% below the national median.

South Dakota middle-class bounds

Lower bound (0.67× median)
$51,500
Below this is lower-income
State median
$76,900
Center of the middle class
Upper bound (2× median)
$153,800
Above this is upper-income

Following Pew Research Center methodology, middle-income households earn two-thirds to double the median. For South Dakota, that means anywhere from $51,500 on the low end up to $153,800 on the high end. Below $51,500 is classified as lower-income; above $153,800 is upper-income.

Local context: Sioux Falls

South Dakota's economy was reshaped by a 1981 legislative decision to eliminate usury caps, which drew Citibank's credit card operations to Sioux Falls and seeded a financial-services cluster that now includes Wells Fargo, First Premier, and several large servicers. That single policy choice anchored a professional middle class concentrated in Minnehaha and Lincoln counties unusual for a state of South Dakota's size. Agriculture across the eastern half of the state runs on corn, soybeans, and a growing cattle feedlot operation, with consolidation steadily reducing the number of family operations. Mount Rushmore and the Black Hills draw roughly two million tourists annually, sustaining seasonal hospitality wages that rarely reach the lower-Pew bound on a single income. The absence of a state income tax meaningfully favors the upper-Pew band but does little for low-wage households who pay sales and property taxes regardless. Indigenous reservations including Pine Ridge, Rosebud, and Cheyenne River face among the country's deepest poverty, with reservation-county median household incomes typically below $40,000.

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Frequently asked questions

What income is considered middle class in South Dakota in 2026?

In South Dakota, a household is considered middle class if it earns roughly $51,500 to $153,800 per year, using the Pew Research definition (two-thirds to double the state median household income of $76,900).

How is the middle class defined?

We use the Pew Research Center definition: middle-income households earn between two-thirds (0.67×) and double (2.00×) the relevant median household income.

Is $76,900 a middle-class income in South Dakota?

Yes. $76,900 is the ACS 2024 median household income for South Dakota, so it sits at the center of this page's $51,500 to $153,800 middle-class range.

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Methodology & data sources

Calculations on this page use published benchmarks from US federal statistical agencies. Percentile breakpoints are interpolated linearly between published cells. Figures are in current-year USD unless noted. Numbers are educational estimates, not personalized financial advice.