AnswerIn Indiana, a middle-class household earns roughly $48,200 to $144,000 per year — bracketing the state median household income of $72,000.

Middle-class range: $48,200 – $144,000 · State median: $72,000

Source: US Census Bureau, American Community Survey 2024 1-Year Estimates · Pew Research Center methodology (0.67× to 2× median)

ACS 2024 · Midwest

Middle Class Income in Indiana (2026)

What it takes to count as middle class in Indiana— anchored to the state's ACS 2024 median household income and the Pew Research Center's 0.67×-to-2× framework. Most populous city: Indianapolis.

By Yi LiuIndependent personal-finance researcherUpdated Methodology & sources
Quick answer

In Indiana, a household is middle class in 2026 if it earns between $48,200 and $144,000 per year, bracketing the state median of $72,000. That is the Pew Research Center's 0.67×-to-2× window applied to US Census Bureau ACS 2024 data — 11.8% below the national median.

Indiana middle-class bounds

Lower bound (0.67× median)
$48,200
Below this is lower-income
State median
$72,000
Center of the middle class
Upper bound (2× median)
$144,000
Above this is upper-income

Following Pew Research Center methodology, middle-income households earn two-thirds to double the median. For Indiana, that means anywhere from $48,200 on the low end up to $144,000 on the high end. Below $48,200 is classified as lower-income; above $144,000 is upper-income.

Local context: Indianapolis

Indiana has positioned itself as a logistics-and-manufacturing workhorse. Indianapolis's airport handles FedEx's second-largest hub, surrounded by Amazon, Walmart, and Target distribution centers paying solid hourly wages with overtime — a backbone of the state's middle class. Toyota's Princeton plant and Subaru's Lafayette plant sustain mid-skill manufacturing payrolls, while Elkhart still produces roughly 80 percent of US recreational vehicles, a cyclical industry that booms and contracts with consumer credit. Purdue's research economy in West Lafayette anchors a growing pharma and AI-adjacent corridor. The pro-business low-tax stance keeps capital flowing in, but rural southern counties from Scott to Crawford remain among the state's poorest, with opioid-related labor force exits suppressing household income measurably below the state median.

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Frequently asked questions

What income is considered middle class in Indiana in 2026?

In Indiana, a household is considered middle class if it earns roughly $48,200 to $144,000 per year, using the Pew Research definition (two-thirds to double the state median household income of $72,000).

How is the middle class defined?

We use the Pew Research Center definition: middle-income households earn between two-thirds (0.67×) and double (2.00×) the relevant median household income.

Is $72,000 a middle-class income in Indiana?

Yes. $72,000 is the ACS 2024 median household income for Indiana, so it sits at the center of this page's $48,200 to $144,000 middle-class range.

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Methodology & data sources

Calculations on this page use published benchmarks from US federal statistical agencies. Percentile breakpoints are interpolated linearly between published cells. Figures are in current-year USD unless noted. Numbers are educational estimates, not personalized financial advice.